Thursday, July 3, 2008

Moving Sale

i'm now at

check me out over there. time to grow it up a little bit.

Monday, June 30, 2008

View of a Fading Giant

Gloom and Doom? Nah; Just for the U.S. - "You continue to be very bearish on the U.S. But haven't there been other times when there was lots of negative sentiment toward the U.S., only to see another era of prosperity emerge? Such as the late 1980s, when there was concern that Japan would take over the U.S. economy. Look at how that turned out.

Yes, but we haven't been through anything like what we are going through now. The United States has really been living in a fool's paradise, or a phony economy, probably for more than 20 years. But our economy has been growing and getting bigger and bigger. We have been able to convince the world to lend us money and to provide us with goods that we don't produce and that we can't afford to pay for with exports. And it has gotten to the point now where the problem is so big, especially since the real-estate bubble. We've now borrowed so much money from abroad. Our trade deficits are now very big, and our industrial base and our infrastructure have been allowed to decay for so long, that we are now at a point that we can only survive as an economy thanks to the charity of the rest of the world. They have provided us with all the goods that we can no longer produce because we lack the industrial capacity. And they have to lend us the money because we don't have any savings"

I think this is a very hard point to argue against. After reading a little bit of the intelligent investor this weekend, I feel like forecasts can be deeply subject to time horizon. With the cheapness of many sectors of the United States economy right now I feel that one can't ignore large companies. One can almost dig for them like that treasured DVD at the bottom of the Wal-Mart bin, yet the cheap ones seem everywhere.

Nonetheless, the majority of my recommendations lie in multinational and international companies.

But isn't there an argument that once we clean up this housing mess -- along with the credit bubble, whenever that occurs -- the U.S. will be a lot closer to a bottom, where the outlook begins to improve?

I don't think that's true. The resolution to the housing problem is going to mean housing prices are going to be a lot lower than they are now, and most Americans are not going to have any home equity. It's going to mean that trillions of dollars will have been lost by the lenders. When the home equity is gone, Americans are broke, as they don't have any savings. All they had was their home equity. They were counting on their home equity, without which they will be unable to pay off their credit cards

I think this is not crystal in ball at this point. The while we are a nation of consumers, we are quite good at it. I believe that very many people are about to become very wealthy in the country because of the transfer of assets from the baby boomer retirement. The true test in my mind, will be if the middle class will exhaust this capital or ride the wave of international growth. The upper classes are growing as the defensive sectors like health care and utilities are strong. There are some good ideas in US Stocks as well as new the bond market.

Thursday, June 26, 2008

Money interviews personal finance guru Suze Orman - Jun. 19, 2008

Money interviews personal finance guru Suze Orman - Jun. 19, 2008: "A. No. I think it's absolutely possible you could see oil go to $150 or $160. I'd never tell you to put 100% of your money into anything. But I think in this economy you need to manage your money more actively."

Oh Suze Orman ye that defecates so effortlessly where you eat. You shun passive management in favor of vehicles designed to be actively traded?

Variable annuities can be an incredible deal when utilized properly. There is nothing wrong with paying an insurance company to insure you money. It is done for your house, your car, your health, why not your retirement? How else do you combat market risk in retirement, bond ladders?

I'm with you on the Target funds, their performance is poor matched with a poor strategy.

How can you find an adviser you can trust? Her answer sucks, don't gauge them on some set answer criteria. My answer?

Simple. Find someone you can trust, someone that will always take your calls. Someone that will explain things to you so that you can understand, and wants you to be educated. If you would feel awkward introducing said person to your family members, or talking to them in general then you've got the wrong adviser. Spend some time with him or her, do lunch. Ask them what they invest in, where they are from, what their goals are. Build a relationship, ask them to introduce you to other planners that will second their advice. Any adviser that you think you'll never see again with the exception of MAYBE fee based, steer clear.

Friday, June 20, 2008

Magazine Preview - Smoking, Drinking, Writing, Womanizing, Smoking, Drinking... - Mad Men - Television -

Magazine Preview - Smoking, Drinking, Writing, Womanizing, Smoking, Drinking... - Mad Men - Television - "“I love to be surrounded by perfectionists, and part of the problem with perfectionism is that by nature, you’re always failing.”"

That is the creator of the show Mad Men, one of the only things I'll watch on television these days. This quote is especially true for me.

Saturday, June 14, 2008

In case you missed it

IRB Try of the year for 2007

We have the fastest man in world rugby

Monday, June 2, 2008

Doom and Gloom

International / Europe
Water Is a New Battleground in Spain
Published: June 3, 2008
Spurred on by poorly planned development, swaths of southeast Spain are turning into desert.

"Climate change means that creeping deserts may eventually drive 135 million people off their land, the United Nations estimates. Most of them are in the developing world. But Southern Europe is experiencing the problem now, its climate drying to the point that it is becoming more like Africa’s, scientists say."

This, I believe is how the world will begin it's gradual decline. War brought on by a struggle for resources. We are running out.

Friday, May 23, 2008

I want these

I just can't help but think, they are only going to improve the technology behind these blades. Soon everyone will want to run like this.

Friday, May 2, 2008


I called a potential client today and he adamantly refused to subscribe to any modern investing methods what so ever calling them a rip off, etc.. He said the only things that were worth investing in were Gold and Real Estate.

While the recent market cycle might have proven him wrong, over time he has seen relative appreciation. He offered to send me a video to explain to me the reason for these beliefs. Check it out.

Tuesday, April 29, 2008

There will be more blood

"But the International Energy Agency estimates that current investments will be insufficient to replace declining oil production. The energy agency said it would take $5.4 trillion by 2030 to raise global output. Otherwise, it warned that a crisis before 2015 involving “an abrupt run-up in prices” could not be ruled out."

The cover of NYT today.. So where should we invest, alternative or more oil?

Wednesday, April 23, 2008

I'm back dear readers

With some fearful news!

These men are savages...

"It's real. Just yesterday here, there was a man who was a victim. We saw. What was left was tiny," said 29-year-old Alain Kalala, who sells phone credits near a Kinshasa police station."

Tuesday, March 4, 2008


On Thursday, the Joint Economic Committee, chaired by Senator Chuck Schumer, conducted a public examination of the costs of the war. The witnesses included the Nobel Prize-winning economist, Joseph Stiglitz (who believes the overall costs of the war — not just the cost to taxpayers — will reach $3 trillion), and Robert Hormats, vice chairman of Goldman Sachs International.

Said Mr. Stiglitz: “Because the administration actually cut taxes as we went to war, when we were already running huge deficits, this war has, effectively, been entirely financed by deficits. The national debt has increased by some $2.5 trillion since the beginning of the war, and of this, almost $1 trillion is due directly to the war itself ... By 2017, we estimate that the national debt will have increased, just because of the war, by some $2 trillion.”

Go Bush...

Tuesday, February 26, 2008

What I've become

Because of the way I look I belong to a demographic, but that demographic is not mine. I am like a budhha, with arms rooted in everything, but a soul that lives alone.

I heard today that no one can take away your integrity, you have to give it away. Also, that you if you don't know what your passion is, you have to reassess your values.

What are my values?

Made me think..

Friday, February 8, 2008

Amy is so good

It is just so sad that she is a crack head. I love this song

Wednesday, January 23, 2008

Monday, January 14, 2008

Disease and Man on Man action

Looks like it just got a little bit worse to be homosexual...

I remembered when I was younger and I used to follow my father into the hospitals where he worked. I remember asking him why there were so many gay men always in the waiting rooms.

He explained to me, between utilizing his massive brick car phone that they all were there usually because of urinary tract infections from routine e. coli exposure.

That can't feel good.

Thursday, January 10, 2008

Wednesday, January 2, 2008

Good WSJ Read

Jared Diamond is the man, one of my favorite scientists.

"Real sacrifice wouldn’t be required, however, because living standards are not tightly coupled to consumption rates. Much American consumption is wasteful and contributes little or nothing to quality of life. For example, per capita oil consumption in Western Europe is about half of ours, yet Western Europe’s standard of living is higher by any reasonable criterion, including life expectancy, health, infant mortality, access to medical care, financial security after retirement, vacation time, quality of public schools and support for the arts. Ask yourself whether Americans’ wasteful use of gasoline contributes positively to any of those measures."

Tuesday, January 1, 2008

Good Read

Although the women always started encounters with a stranger with many classical solicitation behaviors, after a few minutes their actions started to reflect their real feelings. Importantly, the women also seemed to control the encounter - what the women did had a direct effect on how the men behaved next.

"You can predict male behavior from female behavior but not the other way round," says Grammer. A woman's nod, for instance, kept a man talking.

Here is a FACT:

About 5.5% of the male population in America never marries.

Of this group, about 50% of these men are homosexuals.